Privacy Policy for Lexpense

Last Updated: November 1, 2025

1. Introduction

Welcome to Lexpense ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application Lexpense (the "App").

By using Lexpense, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our App.

2. Information We Collect

2.1 Personal Information

When you use Lexpense, we may collect the following information:

• Account Information: Email address, username, and authentication credentials managed through Keycloak authentication service
• Financial Data: Transaction records, expense categories, card information (card names and identifiers only - NOT actual card numbers), and budget information
• User Preferences: App settings and customization preferences

2.2 Automatically Collected Information

We may automatically collect certain information when you use the App:

• Device Information: Device type, operating system, unique device identifiers
• Usage Data: App features used, time spent on the App, and interaction patterns
• Log Data: Error logs and diagnostic information for troubleshooting

2.3 Information We Do NOT Collect

We want to be clear about what we do NOT collect:

• We do NOT collect actual credit card numbers or CVV codes
• We do NOT track your location
• We do NOT access your contacts or photo library without permission
• We do NOT sell your personal information to third parties

3. How We Use Your Information

We use the collected information for the following purposes:

• Provide Services: To enable expense tracking, card management, and financial reporting features
• Account Management: To create and manage your user account
• Authentication: To verify your identity and secure your account through Keycloak
• Data Synchronization: To sync your expense data across your devices
• Improve the App: To understand how users interact with the App and improve functionality
• Customer Support: To respond to your inquiries and provide technical support
• Security: To detect, prevent, and address technical issues and fraudulent activity

4. Data Storage and Security

4.1 Data Storage

Your financial data is stored securely on our servers (rest2025.librant.com). We implement appropriate technical and organizational measures to protect your data.

4.2 Security Measures

We protect your information through:

• Encrypted data transmission (HTTPS/TLS)
• Secure authentication via Keycloak with JWT tokens
• Regular security updates and monitoring
• Access controls and authentication requirements
• Encrypted data storage

4.3 Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. You may request deletion of your account and associated data at any time by contacting us.

5. Data Sharing and Disclosure

5.1 We Do Not Sell Your Data

We do not sell, trade, or rent your personal information to third parties for marketing purposes.

5.2 Service Providers

We may share your information with trusted service providers who assist us in:

• Authentication services (Keycloak)
• Cloud hosting and storage
• App analytics and performance monitoring

These service providers are contractually obligated to protect your information and use it only for the purposes we specify.

5.3 Legal Requirements

We may disclose your information if required by law or in response to:

• Legal processes (court orders, subpoenas)
• Government requests
• Protection of our rights, property, or safety
• Emergency situations involving personal safety

6. Your Rights and Choices

6.1 Access and Control

You have the right to:

• Access: Request a copy of your personal data
• Correction: Update or correct inaccurate information
• Deletion: Request deletion of your account and data
• Export: Download your expense data
• Opt-Out: Opt out of non-essential communications

6.2 Account Deletion

To delete your account and all associated data, please contact us at the email below. We will process your request within 30 days.

7. Children's Privacy

Lexpense is designed for family use and may be used by children under parental supervision. We do not knowingly collect personal information from children under 13 without parental consent. If you believe we have collected information from a child under 13, please contact us immediately.

8. International Data Transfers

Your information may be transferred to and maintained on servers located outside of your country of residence. By using Lexpense, you consent to the transfer of information to countries that may have different data protection rules than your country.

9. Third-Party Links

Our App may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to read their privacy policies before providing any information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by:

• Posting the new Privacy Policy in the App
• Updating the "Last Updated" date
• Sending you an email notification (for significant changes)

Your continued use of the App after changes are posted constitutes your acceptance of the revised policy.

11. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including:

• Right to know what personal information is collected
• Right to know if personal information is sold or disclosed
• Right to opt-out of the sale of personal information
• Right to deletion of personal information
• Right to non-discrimination for exercising CCPA rights

12. European Privacy Rights (GDPR)

If you are in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR), including:

• Right to access your personal data
• Right to rectification of inaccurate data
• Right to erasure ("right to be forgotten")
• Right to restrict processing
• Right to data portability
• Right to object to processing

13. Data Breach Notification

In the event of a data breach that affects your personal information, we will notify you within 72 hours via email and provide information about the breach, its impact, and steps we are taking to address it.

15. Consent

By using Lexpense, you consent to this Privacy Policy and agree to its terms. If you do not agree to this policy, please do not use our App.

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